Spoorthi T D

Consumer Durable Finance Analyst @ Idfc First Bank

D/o Deshavanta kumar, Thuppur, Shivamogga, Shivamogga, Karnataka. spoorthitdpoojari@gmail.com 8660127876
Current CTC
2.8 LPA
Expected CTC
3.5 LPA
Notice Period
7 Days
Experience
2.5 Years
Profile Summary

Experienced professional with 2 year and 06 months of expertise in consumer durable finance at IDFC Finance.
Seeking to leverage skills in consumer lending, risk assessment, and financial analysis to contribute effectively to a dynamic
consumer finance team.

Work Experience
2023 – 2025
Consumer Durable Finance Analyst
Idfc First Bank
  • Conducted thorough analysis of consumer credit applications, assessing creditworthiness and risk factors.
  • Managed the end-to-end process of consumer lending transactions, from application processing to

disbursement.

  • Developed and maintained strong relationships with dealers and vendors to facilitate consumer financing

solutions.

  • Analyzed market trends and competitor strategies to identify opportunities for product enhancement and

business growth.

  • Collaborated with internalstakeholders to optimize processes and enhance operational efficiency
Education
Sahyadri Commerce And Management College Shivamogga
M.Tech in General
N/A - 2022
Kodachadri First Grade College Hosanagara
Bachelor of Commerce in General
N/A - 2020
Government Junior College Kulsi
PUC in General
N/A - 2017
Government High School Sonale
SSLC in General
N/A - 2015
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Top Skills
Account Reconciliation. Bank Reconciliation. Dca-Diploma In Computer Application ( Windows, Ms-Word, Ms-Excel, Ms-Powerpoint, Access, Tally Erp-9 Efficient In Time Management And Completing Responsibilities With Quality And Professionalism. Financial Reporting. General Ledger (Gl) Accounting. Journal Entry Posting. Leadership, And Problem-Solving Abilities With Quick Adaptability To New Tasks. Month-End And Year-End Closing. Record To Report (R2R) Process. Strong Communication. Works Well With Team Members.